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Insurance
In France it is mandatory to protect the loan on your house.
Before the deed of sale is signed, your notaire will ensure
that you have life buildings & contents insurance in force.
Life Assurance
The life assurance policy must be placed with an Assurance
Company that is recognised by the lender, we can arrange this for
you. It is not normal for Lenders in France to accept existing
policies.
Buildings and contents insurance
Again the policies are different to those in the UK. Generally
you will be required to have shutters fixed and closed and 3 way
locks on windows and doors. What counts as a room and what isn’t?
Without the right advice it can be very confusing. Cover must be
taken out with effect from the actual date of completion of your
purchase. Buildings and contents insurance are renewable every year
on the anniversary of your mortgage. We have preferred partners
for these services, and can offer policies in English. If you
require further information contact us. |